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020 8068 0404
Monday-Friday 9am-8pm
Saturday 9am-4pm
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FAQs

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  • •How much can I borrow?
    We will approve your business for £1,000 to £1,000,000. Your credit limit is typically around one month's revenue. As your business grows we are happy to increase this limit.
  • •How long do I have to repay?
    Our maximum term is for up to 36 months but you can always repay early if you don't need the funding for that long. We only charge interest for each day you have the funding so making early repayments is a great way to reduce the total amount of interest you will pay.
  • •Are there any commitments?
    No. It's free to sign up and get approved - you only choose whether to go ahead once you have received an offer. Even then you are not tied in to your loan. Repay at any stage and you will have only paid interest up to that date.
  • •Can I top up my loan?
    We’re happy to offer top ups as long as your business performance continues to be strong. If your business loan has a 12 month term, you’ll become eligible to top up once you’ve paid off one third of your original loan amount. If you your business loan’s term is 13 months or more, you only have to pay back 15% of your original loan amount to become eligible to top up. You may need to send us updated bank statements before you can top up your loan – your account manager will be happy to help.
  • •Can I take a new loan once my first loan has finished?
    Of course. We will renew your offer once your loan has ended, assuming your circumstances have not changed. If your business has grown we may even be able to increase your credit limit or reduce your interest rate.
  • •What if I am not eligible yet?
    No worries, we’re sure you’ll get there soon. Give us a call if you want us to take another look at your business after a few months

We're designed for small businesses

Because we're designed specifically for small businesses, our loans work like you do: they're fast and hassle-free.

  • Apply in minutes
  • Get a decision in 24 hours
  • Dedicated Account Manager support
Loans for small businesses
  • Decision within
    24 hours
  • Apply online in just
    3 minutes
  • Rates from
    5.9% per year
Apply now

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